About GetInfoToYou Financial Tools
GetInfoToYou Financial Tools is India's trusted free financial calculator platform, helping millions of home buyers, existing borrowers, and NRIs make informed home loan decisions since 2023. Our home loan EMI calculator uses the exact reducing balance formula mandated by the Reserve Bank of India (RBI) and used by every scheduled commercial bank in India.
Our Mission
We believe every Indian home buyer deserves access to accurate, free financial tools — without subscriptions, registrations, or hidden fees. Our mission is to demystify home loan calculations and empower borrowers with the knowledge to choose the right loan, save on interest, and plan their finances confidently.
What We Offer
- Home Loan EMI Calculator — India's most accurate free EMI calculator supporting ₹1 Lakh to ₹10 Crore
- SBI Home Loan Calculator — Pre-loaded with SBI 2026 interest rates
- HDFC Home Loan Calculator — Pre-loaded with HDFC 2026 rates and step-up EMI info
- Eligibility Calculator — Check your maximum home loan amount by salary
- Prepayment Calculator — Calculate interest savings from lump-sum prepayments
- Interest Rates Comparison — Updated bank-wise rates for 2026
- Tax Benefits Guide — Complete Section 80C, 24(b), 80EEA guide
Our Team
The GetInfoToYou team comprises financial content specialists, software engineers, and UX designers with expertise in Indian banking, tax law, and consumer finance. We research and update our content regularly to ensure accuracy with the latest RBI guidelines and bank rate changes.
Why Trust Our Calculators?
- RBI-compliant formula: We use the exact EMI formula (reducing balance method) that all RBI-regulated banks use
- Verified accuracy: Our results match SBI's official calculator, HDFC's calculator, and all major bank calculators within rounding precision
- No data collection: All calculations happen in your browser — we never store your personal financial data
- Regularly updated: Interest rates, tax information, and bank details are updated as soon as changes are announced
- Completely free: No registration, no subscription, no hidden charges
Contact Us
Have feedback, suggestions, or found an inaccuracy? We'd love to hear from you:
- Email: getinfotoyou@gmail.com
- YouTube: GetInfoToYou Channel
- Facebook: @officialgetinfotoyou
- Instagram: @getinfotoyou
- X (Twitter): @getinfotoyou
Disclaimer
All calculations on this website are for informational and educational purposes only. While we strive for maximum accuracy, actual EMIs, eligibility amounts, and tax savings may differ based on your bank's specific terms, credit profile, processing fees, and applicable regulations. Always verify final loan terms with your lender before signing any loan agreement. For tax advice, consult a qualified Chartered Accountant.
Home loan interest rates shown on this site are indicative starting rates and may change without notice. Please contact the respective bank for current applicable rates.