GetInfoToYou Financial Tools
📋 Effective Date: January 1, 2024 🔄 Last Updated: June 4, 2026

Privacy Policy

Welcome to GetInfoToYou Financial Tools ("we", "our", "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at home-loan-emi-calculator.getinfotoyou.com (the "Site"). Please read this policy carefully.

Key Privacy Commitment

All EMI calculations, eligibility checks, and prepayment calculations happen entirely in your browser. We never store, collect, or transmit your personal financial information (loan amounts, income, or EMI data) to our servers.

1. Information We Collect

a) Automatically Collected Information

When you visit our Site, we may automatically collect certain information, including:

  • Log data: IP address, browser type, browser version, pages visited, time and date of visit, time spent on pages, and referring URL
  • Device information: Device type, operating system, and screen resolution
  • Usage data: Pages visited, features used, and interaction patterns

b) Cookies and Local Storage

We use cookies and browser local storage for:

  • Currency preference: We store your selected currency (e.g., INR, USD) in your browser's localStorage so it persists between visits. This data never leaves your device.
  • Analytics cookies: Google Analytics places cookies to help us understand site usage patterns. See Section 5 for details.
  • Advertising cookies: Our advertising partners may place cookies. See Section 6 for details.

c) Information You Do NOT Provide

Our calculators do not require you to:

  • Create an account or register
  • Provide your name, email, or phone number
  • Share personal financial information with us (all calculations are local)

2. How We Use Your Information

We use the information we collect to:

  • Monitor and analyze site usage patterns to improve our calculators and content
  • Detect and prevent technical issues
  • Understand which calculators and guides are most useful to our visitors
  • Display relevant advertisements (see Section 6)
  • Comply with applicable laws and regulations

We do not use your information to: sell your data to third parties, send marketing emails, build personal profiles, or make automated decisions about you.

3. Your Financial Data — Calculator Inputs

All financial data you enter into our calculators (loan amounts, interest rates, salaries, tenure) is processed entirely within your web browser using JavaScript. This data:

  • Is never sent to our servers
  • Is never stored in databases
  • Is never shared with third parties
  • Disappears when you close or refresh the page

4. Cookies Policy

We use the following types of cookies:

  • Essential cookies: Required for the website to function (none currently required)
  • Analytics cookies: Google Analytics (see Section 5)
  • Advertising cookies: For displaying relevant ads (see Section 6)

You can control cookies through your browser settings. Disabling cookies may affect some functionality but will not affect calculator performance (calculations are cookie-independent).

5. Google Analytics

We use Google Analytics to understand how visitors use our Site. Google Analytics collects information such as:

  • Pages visited and time spent
  • General geographic location (country/city level, not precise)
  • Browser and device type
  • How you arrived at our site (search, direct, referral)

This data is anonymised and aggregated. We have enabled IP anonymization in our Google Analytics setup. For more information, see Google's Privacy Policy. To opt out, use the Google Analytics Opt-out Browser Add-on.

6. Advertising — Google AdSense & Other Networks

We display advertisements on our Site to fund the free services we provide. Our advertising partners may include:

  • Google AdSense: Google may use cookies to serve ads based on your prior visits to our site or other sites. You can opt out at Google Ads Settings.
  • Other ad networks: We may use additional advertising networks. These partners may use cookies, web beacons, or similar technologies to serve relevant advertisements.

We ensure that all ads are clearly labeled as "Advertisement" and are visually distinct from our calculator content. We do not control the content of third-party advertisements.

7. Third-Party Services

Our Site uses the following third-party services:

  • Google Fonts: For typography. Google may collect usage data. See Google Fonts Privacy.
  • Font Awesome: For icons, served via cdnjs.cloudflare.com
  • Chart.js: For interactive charts, served via cdnjs.cloudflare.com
  • Google Analytics: For site analytics (see Section 5)

8. Data Retention

We do not retain personal financial data you enter into our calculators. Analytics data (anonymized usage patterns) is retained by Google Analytics for up to 26 months as per their default settings. You can request data deletion by contacting us.

9. Your Rights

Under applicable Indian data protection law (DPDPA 2023) and EU GDPR (if applicable), you have the right to:

  • Access information we hold about you
  • Request correction or deletion of your data
  • Object to processing for direct marketing
  • Withdraw consent at any time

To exercise these rights, contact us at getinfotoyou@gmail.com. Since we collect minimal data, most requests will be addressed through cookie/analytics opt-outs.

10. Children's Privacy

Our Site is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Continued use of the Site after changes constitutes acceptance of the updated policy.

12. Contact Information

For privacy-related questions or concerns:

We aim to respond to privacy inquiries within 5 business days.